The 8:18 Platform helps people build wealth God’s way by connecting financial tools, faith-based education, community support, churches, and business sponsors in one place.

The 8:18 Wealth Plan helps people discover their God-given purpose, create a purpose-driven financial plan, and build wealth God’s way with practical tools, accountability, and support. It combines Biblical wisdom, practical tools, accountability, and support to help members take disciplined steps toward succeeding in their financial plan.

📖 “Beloved, I pray that you may prosper in all things…” — 3 John 1:2

 You do not have to be Christian to participate.

In 2024, only 64% of adults in the United States could cover a $400 emergency without going into debt. For 18-29, it's only 47%. Only 55% of the population had 3 months of expenses savings, and personal bankruptcy rose 11.2% from the year before.

• "Real" financial planning is out of price for many as most plans can start $3,000 or $120-$300/per hour to speak to a professional. 
• Institutions answer to shareholders
• Shareholders want higher returns
• That results in higher interest margins
• More Fees 
• Scaled Volume and 
• Profit over People.

This is not EVIL-it's structure. 

Government moves through politics.
Nonprofits depend on funding.

So over 40% of Americans remain financially vulnerable.

📖 “My people are destroyed for lack of knowledge.” — Hosea 4:6

The 8:18 Plan Platform exists to build something different —
for God’s people, by God’s people.

Together we lift each other. 

We teach biblical principles and how to apply them to practical financial planning. We believe all scripture is prosperous in all things..

📖 “Beloved, I pray that you may prosper in all things…” — 3 John 1:2

Businesses and impact partners sponsor seats so individuals and communities can receive access when seats are available.

Instead of asking every person to pay upfront, the 8:18 model allows businesses to support people, churches, and communities by helping fund access to financial tools, education, and support.

Businesses sponsor access. Churches help host the experience. People receive support.

Individuals must join through a church page. Each member will receive may access to tools, courses, workshops, community support, and accountability designed to help them build financial structure.

This may include:

Financial wellness tools
Purpose-driven planning resources
Faith-based financial education
Discover Your Purpose Courses and workshops
Community accountability through Church Community
Live Q&A sessions
Support to follow through on their 8:18 plan

The goal is not just information. The goal is structure, action, and accountability.

Grow Brands by Strengthening Your Community

Because businesses grow when communities are strong. By sponsoring access to the 8:18 Platform, businesses help people receive tools, courses, accountability, and support while building trust as community impact partners.

Now marketing dollars don’t just buy visibility — they build the financial stability of the community that keeps businesses expanding and reducing marketing costs. 

It shifts from expense → ecosystem.
From advertising → influence.
From short-term clicks → long-term customers.

And from a biblical perspective when businesses help people build wealth they ultimately open the door to their own wealth. 

 📖 “Give, and it will be given to you…” — Luke 6:38

Churches are involved because people need support beyond Sunday. The platform gives churches a practical way to help members grow in stewardship, purpose, and financial discipline.

Businesses are involved because stronger people create stronger families, stronger churches, and stronger communities. By sponsoring access, businesses can support real community impact while building trust as impact partners.

This model brings people, churches, and businesses together around one mission: helping people build wealth God’s way — together.

No. The 8:18 Wealth Plan provides financial education, tools, courses, community support, and general planning resources.

It does not provide legal, tax, investment, insurance, or personalized financial advice.

Members should consult licensed professionals for advice specific to their personal situation.

We provide a directory of professionals . Any third-party professionals or partners are responsible for their own services, licenses, and compliance.

 Together Individuals, Businesses, and Churches Work in the Platform 

No. 8:18 is currently developed and managed by Pengrass Financial Group as a faith-based education and technology platform. The long-term vision is to build a member-owned cooperative model where qualified members can share in governance through a one share, one vote structure.

We are not owned by investors.
We are owned by the people we serve.

That means:

• No shareholder pressure
• No pay-to-play control
• One share. One vote.
• Growth benefits members — not outside owners

📖 “Two are better than one…” — Ecclesiastes 4:9
📖 “A good man leaves an inheritance…” — Proverbs 13:22

A cooperative keeps power, profit, and purpose aligned.

It’s not just a platform.
It’s shared ownership — built to last.