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Build Wealth God's Way-Together.


A faith-driven cooperative aligning purpose, people, and provision—so no one lacks. Businesses and churches become Impact Partners to give people access to building wealth, and together we share in ownership to fund community impact—putting faith into action (James 2:17).

Learn How It Works
 
God gives us the power to build wealth together (Deuteronomy 8:18)

Debt Down. Praises Up!

Financial Planning—God’s Way

"Businesses Grow.

People Benefit.

God gets the glory …”

– Based on Deuteronomy 8:18.

This isn’t charity. It’s cooperative stewardship.
We believe there's a better way. Financial Planning—God’s Way. We don’t sell miracles. We build habits, structure, and community.

How does this work?

How It Works

It starts with truth, a plan, and simple actionable steps. 

God First

 Purpose before profit

 

Discover Your Gift  and create your own 8:18 Wealth Plan with clear actionable steps.

Faith In Action

 Create Partnerships


Fund the platform—so people can get help without being exploited.

Build Together 

 Drive Initiatives

The Cooperative creates cost savings, income pathways, and community initiatives—with member visibility into where funds go.

A PLATFORM BUILT ON

TRUSTED PARTNERS

We flipped the model. People get Access for Free.

The 1% Mission is an initiative—not a separate program or course.

What if solving debt, credit overload, and the wealth gap didn’t require big sacrifices—just cooperation and 1%?

 Most of us want to help—but we’re already stretched. Time is tight. Budgets are tight. Attention is scattered. That’s real life.

  •  Instead of asking people to do more, we ask everyone to bring just 1%.
  • Businesses contribute 1% of marketing, people get free financial tools, and churches grow stronger together.
  • Small, shared steps create momentum—and God multiplies the impact. The 1% Mission turns small commitments into shared ownership and lasting impact—powered by the 8:18 Wealth Platform.
       
     

Why The 8:18 Wealth Platform Exist?

Access is the problem. Ownership is the solution. The 8:18 Platform is a faith-based cooperative built to close the gap—together.

 

 Biblical Teaching + Practical Wealth Tools + Accountability 

 Businesses & Churches Fund Impact that Lasts.

People Get Free Financial Clarity & Purpose 

 Inspired by Faith, Built on Purpose 

8:18 Wealth Plan Platform™️ 

 Choose Your Path

  In Digital Wealth Cooperative

One platform. One mission. Many paths—moving together.
The 8:18 Platform is built so each role strengthens the whole.

The Free Path — For People

Discover your God-given purpose and gain financial clarity.

  • Discover Your Gift workshop + workbook

  • Simple steps toward stability (debt, credit, planning)

  • Community support without pressure or cost

Learn More

The Impact Partner Path — For Businesses & Churches

Fund access, reduce waste, and grow impact through the cooperative.

  • Sponsor free access for people

  • Lower marketing waste through shared reach

  • Participate in cooperative initiatives that strengthen households

Learn More

The Builder Path — Cooperative Members

Help build, guide, and steward the platform together.

  • Shared ownership mindset

  • For Professional & Experts Who Help shape initiatives, standards, and growth

  • Long-term community and institutional impact

Learn More

 Unlocking True Wealth

Combining Financial Expertise with Biblical Wisdom

Building real tools with real structure-designed for long term stability NOT motivation only. 

“For it is God who gives you the ability to produce wealth…” – Deuteronomy 8:18.

Our mission is simple: to help people build a Bible-based wealth plan for their life or business, always FREE of charge. 

               

FREE MEMBERSHIP

Bible Based Teaching

We never charge for God's word!

Here's what FREE means, so no one is confused- Free includes:

  • Free Biblical Wealth Training (learn God’s money principles, bring your bible and an open heart) (Deut. 8:18; Matt. 6:33)
  • Simple Starter Roadmap so you finally see what’s really going on (Luke 14:28)
  • 30 Day Debt-Freedom Starter Plan with practical next steps (no guilt, no hype) (Prov. 21:5; Rom. 13:8)
  • Community updates + announcements so you stay connected to what’s coming (Heb. 10:24–25)
  • Clear pathway to “Member Owner by Invitation” if/when you’re ready to join the cooperative (Prov. 15:22)
  • Free is where we teach truth.
    Ownership is where we organize faith into shared action
Starter Plan

PAID MEMBERSHIP

Wealth Cooperative

Member-Owned Wealth Co-Op

Ownership begins at the Day One Event—by invitation only.

  • Become an owner with a real vote in and share of the Wealth Co-op (Prov. 11:14; Acts 2:44–45)

  • Build your full 8:18 Wealth Plan (budget, debt, savings, giving—made simple) (Luke 14:28; Matt. 6:33)

  • Get “Underwritten-Ready” so you’re prepared for approvals, opportunities, and growth (Prov. 21:5; Prov. 22:7)

  • Turn purpose into income with a clear gifts-to-offer pathway (1 Pet. 4:10; Prov. 14:23)

  • Access member marketplace + collaborations to earn and build together (Deut. 8:18; Eccl. 4:9–12)

  • Learn More—What it means to be an owner and its responsibilities and how to get invited.

Request Invitation

PARTNERS

Ministry and Church Leaders

Growing Your Congregation Online

  • A Church compliant economic partner aligned with Scripture, structure, and accountability (Prov. 11:14; 1 Cor. 14:40)
  • Support without ownership risk—churches are never auto-enrolled or obligated into the Co-op (1 Thess. 5:21)
  • Debt-Freedom tools for your members that strengthen households and stabilize the church (Prov. 22:7; Rom. 13:8)l
  • Free biblical wealth & stewardship training in your customized page you can confidently recommend—no pressure, no upsell (Matt. 6:33; Hosea 4:6)
  • Collaboration tools for Churches build authority, grow your audience, and grow your congregation online. (Eph. 4:11–13; Prov. 14:23) 
Start Here

We prioritize transparency, accountability, and protection for God’s people.”

Helping Christians Build

Greater Wealth Together!

The 818 Platform™

Learn Our Strategy!

Tap into the world of the 818 Community , next moves, new strategies, and best practices. 

Get 818 Strategies based on biblical truth

What is an 818 strategy? A divinely inspired idea to build wealth that always results in a win-win solutions.

Get Inspired 8:18 Blog

 

Disclaimer: The platform is currently owned and managed by Pengrass Financial Group. Our organization provides financial educational courses and underwriting services. Pengrass Financial Group created the 8:18 Wealth Plan Platform based on Biblical financial principles and does not offer financial services, legal advice, or investment products. All licenses and regulatory compliance are managed by our VIP partners, who are responsible for their own services. The views expressed on this site do not necessarily reflect the views of our VIP partners. We do not guarantee specific financial outcomes, and results may vary based on individual circumstances. By using our materials, you agree that our organization is not liable for any financial decisions or outcomes. Please consult a licensed professional for personalized advice. Use of this site and our materials is governed by applicable laws and regulations.