Employee Financial Wellness Benefit

Invest in your people. Watch your culture compound.

8:18 gives every employee a faith-driven platform to reduce debt, build healthy money habits, discover purpose, and grow โ€” for less than the cost of a single team lunch per person, per year.

Add 8:18 to Your Benefits
What every seat includes

A full wellness toolkit per employee

▪ Debt-reduction tools & financial coaching
▪ Purpose & growth courses
▪ Accountability circles & community
▪ Confidential, employee-owned access
▪ From $25 / employee / year
76%
of workers say financial stress hurts focus
$25
per employee, per year
§162
may be a deductible business expense
retention impact of a supported culture
The Hidden Cost

Financial stress follows your team to work.

Productivity, retention, and morale are quietly drained by something most benefit packages never address โ€” the money and meaning pressures your people carry every day.

What it's costing you now

Distraction and lost focus from money worries
Absenteeism on stressful weeks
Turnover that resets your hiring investment
Burnout from work without purpose
Benefits that feel impersonal
Financially stressed employees lose hours of productivity every week to worry that follows them to their desk.

What changes with 8:18

Calmer, more present employees
A benefit people actually use
Loyalty rooted in feeling cared for
Purpose and growth that fuel engagement
A culture of stability, not just paychecks
Healthy employees create a healthy workplace โ€” and that compounds in productivity year after year.
How It Works

One small investment. Whole-person wellness.

You sponsor the seats. Your people get the tools. Everyone grows together.

01

You Sponsor Seats

Fund free 8:18 access for your team for as little as $25 per employee per year.

02

Employees Engage

Each person works through debt, savings, purpose, and growth privately and confidentially.

03

Culture Strengthens

Reduced stress and renewed purpose show up as focus, morale, and loyalty across your team.

04

You Track Impact

Aggregate, privacy-safe reporting shows engagement and wellness momentum building.

What Your Company Gains

Six ways it pays you back.

The smallest line in your benefits budget can return the most โ€” in focus, loyalty, and culture.

01

Higher Productivity

Employees free from financial worry bring more focus and energy to the work that drives your business.

02

Stronger Retention

People stay where they feel cared for. A benefit they use builds loyalty that outlasts a pay bump.

03

A Healthier Culture

Less stress, more purpose, and shared community create a workplace people are proud of.

04

Full-Person Wellness

Goes beyond physical health to financial and purpose wellness โ€” the pressures that affect people most.

05

Tax-Smart Investment

Your sponsorship may qualify as a business expense under IRC §162 โ€” confirm with your tax advisor.

06

Employer Brand Lift

A distinctive, values-driven benefit helps you stand out to recruits and signals what you stand for.

Stand Apart

Everyone offers the same benefits. Offer one that means something.

Health insurance and a 401(k) are table stakes โ€” every employer has them. In a tight market for talent, the companies that win show they care about the whole person.

8:18 is the differentiator on your offer letter: a faith-driven, purpose-centered wellness platform that proves your culture is built on people, not just paychecks.

Differentiate Your Offer
Built For

Companies that invest in people.

If your team's wellbeing is tied to your success, 8:18 fits your culture.

Small & Mid-Size BusinessesFaith-Based OrganizationsHealthcare TeamsProfessional FirmsHome Service CompaniesFamily-Owned BusinessesNonprofits & MinistriesPurpose-Driven CompaniesRetail & HospitalityGrowing Startups
“Whoever refreshes others will be refreshed.”
Proverbs 11:25 · The principle behind every seat you sponsor
The Math

The smallest benefit line, the biggest return.

A single disengaged or departing employee can cost months of salary to replace. Recovering even a fraction of lost focus and turnover pays for the whole program many times over.

At $25 per employee per year, 8:18 is often the least expensive line in a benefits package โ€” and frequently the most felt.

50-person team · annual sponsorship$1,250
Cost per employee, per month~$2
Coffee runs that cost more, per week1
Potential §162 deductibilityLikely*
Value to your cultureOutsized

*IRC §162 may apply. Figures are illustrative. Consult your tax advisor.

Employer Plans

Choose your level of care.

Three tiers. One mission. Every plan includes the full wellness platform, confidential employee access, and aggregate impact reporting.

Team

$2,500
Per year · up to 100 seats
$25 per seat · per year
Full wellness platform for every seat
Confidential employee access
Dedicated employer portal
Aggregate engagement dashboard
Onboarding kit for your team
Get Started
Most Popular

Growth

$7,500
Per year · up to 500 seats
$15 per seat · per year
Everything in Team
Co-branded employee launch page
Manager wellness toolkit
Quarterly impact reporting
Custom course planning
Get Started

Enterprise

$15,000
Per year · up to 1,000 seats
$15 per seat · per year
Everything in Growth
White-glove advisory access
Custom dashboards & reporting
Leadership wellness sessions
Strategic rollout support
Get Started

Need more than 1,000 seats? Talk to our team.

Add the Benefit

Give your team something worth staying for.

Our team will reach out within 24 hours to walk you through the program and set up your seats before rollout.

No long-term contracts โ€” renew annually
IRC §162 may apply โ€” consult your tax advisor
Setup completed within 5 business days
Dedicated account team from day one
Confidential, employee-owned access

Start Your Program

Replace the button link below with your Kajabi form or checkout URL.

Apply to Add 8:18

No commitment required · Team contacts you within 24 hours

8:18
Faith · Financial Wellness · Purpose · People

8:18 is a faith-driven financial wellness and purpose-centered growth platform, offered to businesses as an employee benefit.

Questions? support@818plan.com · 818plan.com/business

© 2026 8:18 Plan · All Rights Reserved · IRC §162 references are illustrative; consult your tax advisor.